Protect yourself from
currency risk
Lock the rate and execute trades with a minimum 5% collateral. ABCEX provides a credit line — pay interest only for the actual use of funds.
Overdraft for locking the rate
Use exchange liquidity to lock the rate right now — even if your capital is temporarily tied up.
Locking USDT / RUB rate
The proceeds will arrive later, but the rate needs to be locked now — overdraft bridges the time gap.
Arbitrage between markets
Price differences on metals or currencies demand fast execution — enter the trade without waiting for funds.
Funds are working
Capital is tied up in other operations while an opportunity is right in front of you — don't miss it.
How overdraft works on ABCEX
Just three steps — from posting collateral to locking the rate and receiving your limit.
Post 5% collateral
Place collateral from 5% of the trade amount in RUB or USDT on your trading or funding account.
Lock the rate
Get an overdraft limit and execute the trade at the desired rate right now, without waiting for funds to arrive.
Repay at your pace
Interest is charged only for actual use. Close the debt — the collateral stays on your balance.
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We answer frequent questions
How does the overdraft work?+
1) To activate, you need collateral of at least 5% of the overdraft amount in USDT or RUB on your trading or funding account.
2) While there is debt, withdrawals are restricted — you can't withdraw borrowed funds or the collateral part of your own funds.
3) Repayment happens by transferring funds from the trading account to the overdraft account.
4) Once fully closed, restrictions are lifted and the collateral remains on your balance in USDT or RUB, available for use.
About the collateral+
Collateral is from 5% of the overdraft amount in RUB or USDT. It is not spent — it is reserved as security and remains on your balance. Once the debt is fully repaid, the collateral is available for use again.
What is the maximum leverage for opening an overdraft?+
With the minimum 5% collateral, leverage reaches ×20. The higher the collateral, the lower the leverage and the lower the servicing cost. We'll suggest safe leverage for your operations during the consultation.
Interest-free period?+
Interest is charged only for actual use of funds. If the debt is closed within one settlement day before accrual, the financing fee may be 0 rubles.
When is interest charged?+
Interest is charged for each day of actual overdraft use — from the moment the debt is opened until it is repaid.
How is the interest calculated?+
The rate is 0.01% per day for USDT (≈ 3.65% annually) and 0.04% per day for RUB (≈ 14.6% annually). Interest is charged on the used loan amount for the actual usage period.
How is the debt repaid?+
Repayment happens by transferring funds from the trading account to the overdraft account. Once fully repaid, all withdrawal and transfer restrictions are lifted automatically.
What are the withdrawal and transfer restrictions?+
While there is overdraft debt, withdrawal of borrowed funds and the collateral part of your own funds is restricted. Restrictions are lifted immediately after full repayment.