P2P Trading: Buy Crypto with Rubles
P2P lets users buy and sell crypto directly for rubles and other currencies. The exchange secures each transaction through escrow.
How P2P works
Some users post crypto sale ads, while others respond to them. The exchange holds the seller's crypto until payment is confirmed, securing the transaction through escrow.
- Select an ad — Choose the amount and payment method
- The exchange holds the crypto — The seller cannot withdraw it
- Transfer the money — Use the payment details from the chat
- The seller confirms receipt — The crypto is credited to you
Maker and taker: two roles
In each P2P transaction, one participant is the maker, the other is the taker. This is not the same as a seller and a buyer: you can be both a maker and a taker in both roles.
- Maker — creates an ad — Posts an offer on their own terms and waits for a response. When it is useful: you need to buy or sell a large amount that would be difficult to complete in one transaction, or the existing ads do not offer suitable terms.
- Taker — responds to an ad — Finds a suitable offer in the list, optionally using filters, and responds to it. When it is useful: you need to complete a one-time transaction quickly.
In short: the maker creates offers, the taker selects from ready-made ones. Which is more profitable depends on the volume and how urgently.
How to choose a good ad
- Seller rating - Percentage of successfully completed transactions. Choose sellers with a rating above 95% and the number of transactions from 50.
- Response time — The average time it takes the seller to confirm payment. The shorter it is, the sooner you receive the crypto.
- Payment method - SBP, Sberbank, T-Bank and others. Choose the option that is convenient for you and make sure that the details match the seller’s data in the chat.
Never click “Paid” unless you have transferred the money. After payment is confirmed, the exchange automatically releases the seller's crypto to the buyer, and the transaction cannot be reversed.
What to do in case of a dispute
If the transaction is stuck, click "Open dispute". ABCEX support will act as an arbiter: it will examine correspondence and payment confirmations. The seller's crypto remains locked until a resolution is reached.
How to open an appeal
An appeal is needed if you are selling, the buyer clicked “Transfer sent”, but the money never arrived on the card.
- Once the buyer has confirmed the transfer, you have two options: confirm receipt or open an appeal.
- There is no money in the account - select "Open appeal". Do not confirm receipt under any circumstances: after confirmation, the cryptocurrency will go to the buyer.
- ABCEX support agent will connect to the transaction chat and sort out the situation.
You will need screenshots of your statement or other evidence that the payment was not received. Respond to the agent promptly so the dispute can be resolved as quickly as possible.
Frequently asked questions
The maker creates an ad and waits for a response, which is useful for large amounts or when no existing ad offers suitable terms. The taker responds to an existing ad, which is faster for a one-time transaction. Buyers and sellers can act as either maker or taker.
Do not confirm receipt of the transfer - after confirmation, the cryptocurrency will go to the buyer. Select “Open Appeal”: an ABCEX support agent will connect to the transaction chat. Prepare screenshots of your statement in advance.